Spring Break Getaway with a Car Title Loan

I’m sure you’re craving a vacation after how horrendous this past winter was. After all the ice and cold, you deserve to getaway… but maybe your wallet’s in need of some backup, and spring break is coming just around the corner. By getting a car title loan, you can pay for your trip and have a few extra bucks in a matter of hours! Fast cash for fun times is in your reach.
Car title loans aren’t hard to come by in Dayton.

Here are the basics:

1. You offer the lender your car title as collateral for the loan. The amount of the loan is based off your car’s make, model, year and mileage. Loan totals can reach into the thousands!
2. While you’re on the beach, there’s no need to worry about bills—we find lenders that give as much as 42 months for repayment, with super low interest rates.
3. Plus, when you’re gone, your car sits nice and safe in your garage—all that’s required is the title. No keys needed!
4. After you pay, your title is back with you.

It’s really that easy.

So maybe your credit isn’t the best. Whose is these days? With car title loans, it doesn’t matter what the condition of your credit is, or even if you have credit at all. That’s right, there’s no credit check. Whatsoever. We’re not a bank, so you can skip the credit check and get straight to your cash. I bet you can taste the coconut-y drinks already!
Everyone needs time to unwind and forget their troubles for a little while. Getting a car title loan can help you be where you want to be. You shouldn’t let short funds stand in your way. Apply now and get going on your Spring Break plans. And oh, yeah– don’t forget to pack your beach towel and flip-flops!


Do You Have Small Business Cash Flow Problems? Get a Title Loan

Being a small business owner is a major responsibility. Of course, the main goal of any business is to turn a profit. If you are making money, you will be able to cover all your expenses and pay your employees without incurring a loss. However, the sluggish economy means many small businesses are struggling to make ends meet. For instance, many local shops are being overshadowed by big-box stores that can offer more for less.

If you own your own business, you probably know what it’s like to have a slow month from time to time. You may not be making much money, but your employees still expect to receive a paycheck every two weeks. What can you do if you’re experiencing cash flow problems? Take out a title loan and get the money you need in a matter of hours.

Car title loans are a great option if you need funds immediately and do not have the credit to qualify for a traditional loan. Your borrowing amount is based upon the current market value of your vehicle. In order to secure the loan, you must temporarily hand over your title to a lender as collateral. You are able to keep your car throughout the duration of your loan, so you can maintain a reliable method of transportation at all times.

Title loans are also no credit check, so you can be approved regardless of the number that appears on your credit report. The absence of a credit check allows you to get your money faster than ever. In fact, you can collect your cash in just a day’s time. Small business expenses cannot wait, so this expedited timeline is ideal.

Many Ohio business owners have already taken advantage of this short term borrowing solution, because it is so fast and easy. Upon application submission, you will receive a free quote and have an idea of where you stand. In no time, you can get the cash you need to cover payroll expenses and beyond.

Benefits of a car title loan in Dayton:

  • Flexible payment plans that are customized to your needs
  • No credit check
  • Hundreds of locations throughout Ohio
  • Affordable interest rates

Don’t let your business suffer any longer. If you are experiencing cash flow problems and need money as soon as possible, a title loan is the smart choice. The unexpected can strike at any time, so it is important to be prepared – especially if you have others depending on you. Do not let minor financial slipups become major problems. Keep your small business plugging along with the help of a car title loan.

How to Protect Yourself in Frigid Temperatures

As the majority of the country experiences the negative effects of a particularly brutal winter, it is important to remember how to protect yourself from frigid temperatures. Ice, snow, and subzero wind chills can quickly put your body at risk. Whenever you expose yourself to the elements for an extended period of time, it is critical to take the necessary precautions. If not, you could experience the symptoms of frostbite and hypothermia within minutes. Frostbite is a loss of feeling in your extremities, coupled with a tingling situation and damage to your skin. The first sign of frostbite typically involves numbness in your fingers and difficulty with dexterity. It may be hard to hold onto objects or even bend your fingers. Hypothermia occurs when your body undergoes a significant drop in temperature. If you are suffering from hypothermia, your body temperature will dip below 95 degrees Fahrenheit and you will experience a lack of coordination and slurred speech. Since your body is incredibly cold, most people begin to shiver uncontrollably. If you believe you are suffering from frostbite and immediate care is not available, do your best to warm your body parts up as much as possible. Applying a dry, sterile dressing to frostbitten areas can also prevent further harm. In terms of hypothermia, getting out of the cold is the best way to stay safe until you can seek medical care. If you or someone you know is suffering from frostbite or hypothermia, contact your doctor or call 911 immediately.

How to Protect Your Car in Frigid Temperatures

Your car is working overtime during the winter, because it must contend with snow-covered, icy roads, as well as bitterly cold air. If your vehicle breaks down or malfunctions, it is crucial to know how to properly handle the situation. To begin, it is important to stay calm until help arrives. Stay in your car while you wait, so you are sheltered from the harsh elements. Also, every driver should keep a safety kit in the trunk of his or her car. According to Steve Waggoner, owner of General Building Supply in Huntington, West Virginia, a comprehensive safety kit can be purchased for less than $40.

Important car safety kit items include:

  • Blankets
  • De-ice lock lubricant
  • Warning lights
  • Ice melt
  • Gloves
  • Windshield scraper
  • Flashlights
  • Jumper cables
  • Sand
  • Bottled water

If you have ever tried to start your car in subzero temperatures, you know the deflating feeling that comes when you turn your key and hear radio silence. Car batteries are prone to die in extreme cold, so it is wise to replace a battery that is over three years old. In addition, without functioning heat, the inside temperature of your vehicle can quickly match the outside temperature. If possible, warm yourself by using coats and blankets and try to find shelter nearby. The dead of winter can be an uncomfortable and potentially dangerous time of year – unless you use common sense and take the easy precautions that will keep you and your car safe.